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Medicare
TheofficialU.S.government
&YouMedicarehandbook
2024
2
What’snew&
important?
Medicarestrivestoimproveaccesstoaffordabletreatmentstokeepyouhealthy.
Checkoutwhat’snewthisyeartohelpyoumanageyourhealth.
Savingmoneyonyourprescriptiondrugs
IfyouhaveMedicaredrugcoverage(PartD)andyourdrugcostsarehighenough
toreachthecatastrophiccoveragephase,youdon’thavetopayacopayment
orcoinsurance.ExtraHelp—aprogramthathelpscoveryourPartDdrugcosts—
expandedtocovermoredrugcostsforcertainpeoplewithlimitedresourcesand
income.Gotopages83and92.
CoinsuranceamountsforsomePartB-covereddrugsmaybelessifaprescription
drug’spriceincreasedhigherthantherateofinflation.Gotopage40.
Lowercostsforinsulinandvaccines
YourMedicaredrugplancan'tchargeyoumorethan$35foraone-monthsupplyof
eachinsulinproductPartDcovers,andyoudon’thavetopayadeductibleforit.Goto
page88.
Ifyoutakeinsulinthroughatraditionalpumpthat’scoveredunderMedicare’sdurable
medicalequipmentbenefit,thatinsuliniscoveredunderMedicarePartB.Youwon’t
paymorethan$35foramonth’ssupplyandtheMedicaredeductiblenolonger
applies.Gotopages39and88.
Recommendedadultvaccinesarealsonowavailableatnocosttoyou.Gotopage50.
Changestotelehealthcoverage
YoucanstillgettelehealthservicesatanylocationintheU.S.,includingyourhome,
untiltheendof2024.Afterthat,youmustbeinanofficeormedicalfacilitylocatedin
aruralareatogetmosttelehealthservices.Therearesomeexceptions,likeformental
healthservices.Gotopage51.
Managingandtreatingchronicpain
Medica
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