商业银行资本充足率管理办法（英文版）.doc

商业银行资本充足率管理办法 Measures for the Management of Capital Adequacy Ratios of Commercial Banks （Promulgated and implemented by Order No. 2 [2004] of China Banking Regulatory Commission and amended according to the Decision of China Banking Regulatory Commission on Revising the Measures for the Management of Capital Adequacy Ratios of Commercial Banks as adopted at the 55th chairmens meeting of China Banking Regulatory Commission on December 28, 2006） 　　Chapter I General Provisions 　　Article 1 In order to strengthen the supervision over the capital adequacy ratios of commercial banks, promote the safety and stability of commercial banks, the present Measures are formulated in accordance with the Banking Supervision Law of the Peoples Republic of China, the Law of the Peoples Republic of China on Commercial Banks, the Administrative Regulations of the Peoples Republic of China on Foreign-funded Financial Institutions and other relevant laws and regulations. 　　Article 2 The present Measures shall be applicable to the commercial banks established within the territory of the Peoples Republic of China, including Chinese-funded banks, wholly foreign-funded banks and Sino-foreign equity joint banks. 　　Article 3 The term capital adequacy ratio as mentioned in the present Measures refers to the ratio between the capital, which is held by a commercial bank and meets the requirements of the Present Measures, and the risk-weighted assets of the commercial bank. 　　The core capital adequacy ratio of a commercial bank refers to the ratio between the core capital, which is held by the commercial bank and meets the requirements of the present Measures, and the risk-weighted assets of the commercial bank. 　　Article 4 The calculation of the capital adequacy ratio of a commercial bank shall be based on provision for loan loss and other losses. 　　Article 5 The capital of a commercial bank shall prevent credit risk and market risk. 　　Article 6 A commercial bank shall simultaneously calculate th