新视野商务英语综合教程3 第二版 课件 Unit9 Corporate Finance.pptx

Unit 9Corporate Finance;中国新政策助力普惠金融发展China’s new policies boost inclusive finance China’s Ministry of Finance is introducing policies to benefit broader financial inclusion over the next five years, starting on Oct. 1. The government will allocate resources to help cut interest rates for new business loans, develop inclusive finance zones, and subsidize rural financial bodies. The policies allow eligible startups to apply for a 50% discount on loan interest rates as part of China’s job creation aim. The country has already been supporting small businesses with loans, leading to a boost of 26.1% in small business lending, amounting to 27.7 trillion yuan (3.85 trillion U.S. dollars), reported the Ministry of Industry and Information Technology.;Unit Overview;Contents;企业贷款;Task 2;Pisco is a hospitality company. It is now facing some financing problems due to its global expansion.;Unit 9 Corporate Finance;Small businesses often need money. This is especially true for companies that start to develop but find getting money can be difficult. There are two basic types of funding available to small businesses: debt financing and equity financing.;Debt Financing Major purchases such as buying a home or a car with mortgage or when using a credit card are all forms of debt financing. You are taking a loan from a person or business and making a pledge to pay it back with interest. Debt financing for your business works in a similar way. As a business owner, you can apply for a business loan from a bank or receive a personal loan from friends, family or other lenders, all of which you must pay back. ;Unit 9 Corporate Finance;Unit 9 Corporate Finance;The downside is big. In order to get the funding, you will have to give the investor a percentage of your company. You will have to share your profits and consult with your new partner(s) whenever you make strategic decisions affecting the company. The only way to remove investors is to buy them out, but that will usually cost mo