专业英语-数字货币：机遇与挑战.pptxVIP

Digital Currency : Opportunities and Challenges CONTENTS01 Introduction03 Challenges04 Future Expectations02 Digital?RMB PART 1Introduction A digital currency is an asset that is represented in digital form, exists in electronic form and is transmitted between users or entities through electronic technology.数字货币 Classification of digital currenciesDigital CurrencyLegal digital currencyVirtual currencyThe digital currency of trusted institutions Legal digital currencyDigital representation of national legal tender Virtual currencyDisembodied (无实体的）, non-real money circulating on the Internet The digital currency of trusted institutionsAt present, the financial institutions that have obtained administrative permission to issue digital currency include Goldman Sachs（高盛）, JPMorgan Chase（摩根大通）, United Bank of Switzerland（瑞士联合银行） and other multinational banks（跨国银行）. PART 2Digital?RMB The?application?of?digital?RMB“Yuan Steward”e-CNY pilot programs Advantages of the digital RMBReduce the cost of issuing currency.Crack down on crimes.Promote the internationalization of RMB. PART 3Challenges Legal Regulatory Challenges: The legal system for regulating digital currencies is relatively weak, and there are significant differences in the legal status and regulatory policies of digital currencies in different countries. Security risk challenges: hacking data leakage password theft other issues. Technical challenges: The development of digital currency technology needs to have a high degree of security, stability and scalability.Market risk challenge: The digital currency market is extremely volatile and prices may fluctuate dramatically within a short period of time. PART 4Future Expectations Wider Adoption: As digital currencies such as Bitcoin become more widely accepted, more and more people and institutions will begin to use them. Better technology:Blockchain technology will make digital currencies more secure, reliable and efficient. Smart con