家庭保险理财现状问题调查研究——以北京市 为例.pdfVIP

Advances in Social Sciences 社会科学前沿, 2018, 7(4), 473-479 Published Online April 2018 in Hans. /journal/ass /10.12677/ass.2018.74075 Investigation and Research on the Current Situation and Problem of Family Insurance and Financial Management—Taking Beijing as an Example Yiran Wu, Jianhong Meng, Xin Huang Department of Finance of China Women’s University, Beijing th th th Received: Apr. 5 , 2018; accepted: Apr. 18 , 2018; published: Apr. 25 , 2018 Abstract In modern life, insurance is one of the effective means to avoid risks and carry out family financial management in modern society. With economic development and social progress, people have al- so paid more attention to family members’ personal security and family finances. In order to un- derstand the status and problems of family insurance financial planning, this article analyzes the attitudes and understanding of resident on insurance, based on the data obtained from the inves- tigation and research on family insurance in Beijing, and has the following three questions: 1) Compared to the risks of personal safety, people pay more attention to the risks of family property. 2) We have less effective preventive measures to against the existing insurance fraud issues. 3) Many families still have prejudice against insurance. In response to the above issues, the following suggestions are proposed: a) Strengthen the publicity of insurance financing, popularize the knowledge of insurance financing and guarantee the authenticity of the content at the same time. b) Insurance companies should pay more attention to insurance fraud. The company should set up a special department for insurance fraud. c) The insurance industry s